Top Carrier Contracts
Direct access to top-rated national and regional carriers with strong, transparent commission levels. One relationship, many products.
Independent Marketing Organization for Insurance
IMOinsurance pairs independent agents and agencies with top-rated carrier contracts, qualified buyer-ready leads, and a full marketing and back-office engine — so you write more business without trading away your book or your brand.
01 — What you get
We sit between you and the carriers and handle the parts that slow agents down — contracting, marketing, lead flow, and operations — while you stay fully independent and own every client relationship.
Direct access to top-rated national and regional carriers with strong, transparent commission levels. One relationship, many products.
Buyer-ready leads matched to your product lines and territory — from compliant digital campaigns, not recycled aged lists.
Done-for-you campaigns, landing pages, and social assets in your name. Look like a national firm without hiring one.
Competitive street-level comp plus production bonuses, trips, and overrides for building a team. You see exactly how you're paid.
Onboarding, product training, sales coaching, and help with state licensing and carrier appointments — new or veteran.
A modern agent platform: CRM, e-applications, quoting tools, and a real-time commission and policy dashboard.
Contracting paperwork, carrier appointments, commission reconciliation, and compliance guardrails handled for you.
Ready to grow a downline? Recruiting tools, overrides, and mentorship to turn your book into an agency.
Stop stitching together carriers, lead vendors, and marketing tools. IMOinsurance is the single backbone behind your practice.
Get contracted →02 — Why an IMO
Quoting, prospecting, marketing, contracting, chasing commissions — it all lands on one desk. An Independent Marketing Organization takes the operational weight off so you can do what actually grows your income: meet clients and write policies.
03 — Results
Representative outcomes our agents target in their first year on the platform.
04 — Getting started
We learn your product lines, territory, and goals, and map the carriers that fit.
We handle appointments and paperwork across your selected carriers — fast.
Your CRM, marketing, and lead flow go live, with training to match.
Start submitting business, watch commissions land, and scale into an agency.
05 — FAQ
Yes. You remain an independent agent and retain ownership of your clients and your book. We provide the carriers, leads, and infrastructure — you own the relationships.
Going direct means negotiating each contract alone, building your own marketing, and handling all back-office work yourself. As an IMO, our combined production unlocks stronger comp and bonuses, and we bundle leads, marketing, technology, and support into one relationship.
There's no fee to partner with us or get appointed with carriers through IMOinsurance. We're compensated through carrier overrides, so our incentive is simple: help you write more business.
Absolutely. We support agents at every stage, including pre-licensing guidance, exam prep resources, product training, and mentorship to get you producing quickly.
We work across life, annuities, Medicare, final expense, health and ACA, property & casualty, and group benefits, with carrier appointments available nationwide. Tell us your focus and we'll map the right lineup.
Yes. When you're ready, we provide recruiting tools, training systems, and override compensation so you can build a downline and grow from a solo producer into an agency.
Get contracted
Book a 20-minute call with a partnership manager. We'll review your goals, the carriers that fit, and exactly what your first 90 days would look like — no pressure, no fee.